<h3>1. Competitive Interest Rates</h3>
<h3>1. New Car Loans</h3>
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<h3>4. Leasing Options</h3>
<p>Your debt-to-income ratio (DTI) is another crucial factor considered by lenders. DTI represents the percentage of your monthly income that goes towards debt payments. A lower DTI suggests a higher capacity to manage additional debt, often resulting in a lower interest rate. It's beneficial to keep your DTI within a manageable range to improve your chances of securing favorable loan terms.</p>
<p>Fifth Third Bank offers flexible loan terms ranging from 12 to 84 months. Choosing a shorter loan term can lead to lower total interest paid but result in higher monthly payments. Conversely, a longer loan term might have lower monthly payments but involve paying more interest over the life of the loan.</p>
* **Credit History:** Fifth Third Bank assesses your credit history to determine your creditworthiness. A good credit score is generally required for competitive interest rates.
<h3>6. Down Payment</h3>
